53%. Moreover, if you are a new customer, Crezu offers a special incentive: your first loan can come with a 0% interest rate. Service charge of 0. Reach Financial Personal Loan — Lowest rate: 5. SPECIAL OFFER 0% interest on your FIRST loan! #3. V. It is important to note that the interest rate for Tipidloan is 0. Another advantage of using online loan brokers is the convenience of applying for a loan online. APR: From 8. Cash loan using PhilHealth ID interest rate. Savings. 01%, if the loan is repaid on time. To use the Juanhand loan app, all you need is an internet connection and a certificate of authority. 00:04:02. Crezu – Online loan using Barangay ID. #8. 000 PHP at 0% interest for the first loan. 000 - 50. Binixo Loan PH: The first loan is possible from 1000 to 25000 with a commission fee of 0. With monthly interest rates starting at 1. The minimum loan period is 91 days, and the maximum loan period is 2 years. 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